Friendly Banks in The UAE?

by Mark
(Abu Dhabi, UAE)

Hi Community,

I am trying to get a bank loan to consolidate all my credit cards and loan into one easy monthly payment. My current total liability is AED. 570,000/- and my monthly salary is AED. 21,000/-, plus a housing allowance of AED. 150,000/-.

I have had issues with payments with two of my cards previously, which has since been settled in full and clearance letters obtained, but the ECB report shows that they were default a year ago.

I keep getting the rejection due to past issues, even though I am trying to come up with a way to manage my payments.

So far, I have been rejected from CBI, NBAD, SIB, EIB, Al Misr.

Does anyone know of a bank that is friendly enough to consider a structured loan to consolidate my liabilities? I am trying desperately to sort out my payments and just need a helping hand.

Any ideas or your thoughts would be highly appreciated.

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